Option 1
Direct billing (cashless)
If your plan and treatment are eligible, we bill your insurer or third-party administrator directly. You settle only the portion that is not covered — such as a co-payment, an excess, or treatment outside your plan limits.
- Bring your NRIC/FIN and insurance or staff benefits card.
- We verify your entitlement before treatment starts.
- Some plans require a pre-approval letter (see below).




